Well, first off we still have not heard anything from Ocwen about the loan modification. We hope to hear something this week.

I was able to pay some bills this morning. I am sad to say I did not do too good. So here it is.

  •  His discover      due on 4/20 I paid on 4/19. In order to not be charged a late fee, I paid a $15 rush fee. Balance $1887.71
  •  My discover       no payment due. balance $1574.12
  •  HSBC #1            due on 4/15, paid $39 on  4/21  late fee!!
  •  HSBC #2            no payment due, next payment due 5/15 $30 (will try to pay this Friday)
  •  HSBC #3            no payment due
  •  HSBC #4            due on 4/15, paid $30 on 4/21 late fee!!
  • JcPenney            due on 4/15, paid $33 on 4/21
  • Juniper               ALL GOOD! No payment due, account up to date
  • Providian           due on 4/11, paid $122 on 4/21 late fee!!! ($39)
  • Capitol One-1   payment due 5/6, paid $15 on 4/21
  • Capitol One-2   payment due 4/28. paid $30 on 4/21
  • Paypal                due 4/20, paid 4/20 late fee!! ($29)

I don’t know what happened this month. There is no excuse for why I messed up those 5 times. But I I am not in this big funk about it. This is a totally different feeling for me. Usually I am beating myself up for doing such a stupid thing. Next would come a migraine followed by a really bad mood. Well, not this time. Ok, it happened, this month. I will do my best so it will not happen next month. See, I am slowly learning.